By Rose DesRochers

For decades now, consumers like myself have flocked to newsstands to pick up the latest issue of their favorite magazine. If you are one of those consumers that still buy a magazine more than once a month, then you should consider purchasing an online magazine subscription.

Online magazine subscriptions can save you a lot of money. With these subscription services you can save 10 – 85% on the cost of your magazine purchase. Several online magazine subscriptions also offer discounts and promotions like a free subscription for inviting friends to the program or being a loyal subscriber, adding up to even more savings. Online subscriptions are also easy on the monthly budget with low payment plans.

As frugal SAHM (stay at home moms), getting ready to send our kids back to school for another school year, there are a few tips that I recommend that can make the transition smoother, while saving money and even teaching your kids a thing or two about tightwad living.

1. Stock Up on Supplies

Late July and the month of August are the best times for a SAHM to get school supplies for literally pennies on the dollar. Most SAHMs get what is on their child's supply list and are happy with their savings. But then, most moms also run out of sharp crayons, filler paper, notebooks and scissors (anyone here actually remember where their scissors are?) by mid-year. Be a frugal SAHM and spend a little extra money now to stock up on supplies to last you through the entire school year.

By Nancy O'Neill

Bartering for goods and services has been around for centuries and often involves some form of negotiation. Societies lost interest as the monetary system developed but with technological advances, bartering has seen a comeback. While it is definitely a good option in some circumstances, there are things to consider when entering into this type of exchange.

By Dr. Diane Hoffmann

Some years ago, I worked for a company as a contract person, where the weirdest communication manager I ever came across performed. This senior manager who was responsible for marketing and communication never said good morning first or initiated any kind of communication. She didn't know anything about me when I first started and had no interest in finding out. Communication in the workplace is first a manager's responsibility.

by Jessica Swanson

Most small business owners believe that email marketing is a simple process: you simply type up an email and send it off. A few years ago (before the onset of spam and CAN-SPAM laws), that may have been the case. However, in today's business environment, the email landscape has drastically changed.

In order to develop an email campaign that builds loyal subscribers and eventually turns those subscribers into customers, there are a few key points to keep in mind: